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  4. IJARCMSS
  5. Vol. 9 | No. 3 (I) | July - September, 2026

Vol. 9 | No. 3 (I) | July - September, 2026

Title: COVER PAGE

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Title: CONTENTS

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Title: Women, Water Scarcity, and Climate Change: A Crisis of Access and Empowerment

Authors: Reena Singh

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Page 01-10
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Title: Financial Inclusion and the Pradhan Mantri Jan Dhan Yojana: A Decadal Assessment of National Growth, Regional Performance in Western India, and Forecasts towards Viksit Bharat 2047

Authors: Dhrumi Vyas & Dr. Naishal Raval

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Page 11-20
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Title: Sustainable Rural Livelihoods ResourcesThe sustainable livelihoods approach is a perspective which promotes the importance of developing deep understanding about the way the poor and vulnerable lives their lives and the importance of policies and institut

Authors: Dr. Suman Singh

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Page 21-30
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Title: Digital Transformation in Financial Systems: The Role of Blockchain and Fintech Innovation

Authors: Shipra Yadav, T. Lokeswara Rao & Saumendra Das

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Page 31-43
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Title: Digital Revolution and Customer Contentment in the Market for Smart Home Appliances: An Empirical Investigation of Indore City's Urban Households

Authors: Mr. Yogesh Kag & Dr. Bharat Bhati

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Page 44-51
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