This study investigates the association between socio-economic factors and financial attitude among Jain women professionals, a demographic characterized by high literacy rates, economic prosperity and a distinctive ethical framework within India. Utilizing primary data collected from 200 Jain women professionals, the research employed Exploratory Factor Analysis (EFA) to uncover the underlying dimensions of financial attitude. The EFA revealed a single, robust factor, termed “Positive Retirement Financial Planning Attitude”. The strong factor loadings (0.75 to 0.88) for all related items further underscore the coherence of this attitude. Preliminary tests (KMO= 0.825, Bartlett’s p<0.001) confirmed the excellent suitability of the data for this analysis, ensuring the reliability of the identified factor. This strong positive attitude towards long-term financial planning for retirement profoundly aligns with the core tenets of Jainism, which champion restraint, foresight and the ethical stewardship of wealth, advocating its judicious use for community welfare over mere accumulation. This suggests that the financial attitudes of Jain women professionals are significantly influenced by both their individual socio-economic achievements and their deeply ingrained cultural and religious values.