Financial literacy has emerged as a pivotal factor in strengthening women's autonomy, fostering economic empowerment, and enhancing participation in financial systems. In emerging economies like India, where socio-cultural structures often restrict women’s access to financial resources, the importance of financial awareness becomes even more pronounced. This paper provides an in-depth analysis of financial literacy among women in India, drawing from existing literature, secondary reports, and government data. It outlines the conceptual basis of financial literacy, highlights the multi-dimensional challenges women encounter, and evaluates government interventions designed to cultivate financial empowerment. The study concludes that although substantial progress has been made through financial inclusion initiatives, persistent structural, educational, and socio-cultural barriers continue to inhibit women’s financial independence. Comprehensive strategies involving education, financial institutions, digital interventions, and community-driven programs are recommended to accelerate women’s economic participation.